Mortgage Brokers - Encouraging Better Financial Futures

Discover what you can achieve today

Helping Property Investors and Homeowners identify opportunities to improve cash flow, access equity, reduce costs and align their lending with their goals.

Your home or investment loan is likely one of your biggest financial commitments, but when was the last time you reviewed it?

Why Us?

In a time of uncertainty and legislative change, it has never been more important to be on top of your lending game and protect your assets. At Encouraged Pty Ltd, we are dedicated to transforming the mortgage process into a positive experience. We support our clients to make confident decisions in property borrowing, ensuring they feel comfortable every step of the way.

Our commitment to understanding each client's financial landscape allows us to create tailored strategies that not only meet their immediate needs but also empower them to take control.

The Encouraged Approach

Remove uncertainty and doubt. We help clients uncover opportunities they may not know exist and make informed lending decisions with confidence.

Mortgage Broking With A Difference

Whether you're buying your next investment property, upgrading or purchasing a home, refinancing, or simply looking to improve your financial position, the right lending strategy can help create greater flexibility, improve cash flow and support your future plans.

Understanding Your Goals and Needs

We work closely with clients to understand their circumstances, explain available options clearly, and help them make informed lending decisions.

Ongoing Support

At Encouraged we understand your circumstances and needs will change as you move through life.

So do you feel Encouraged?

Expert Mortgage Guidance

Reach out and discover what the best lending structure and outcomes could mean for you.

Personalised Service

Tailored to your circumstances and goals

Empowering Clients

Clear, easy to understand guidance

Flexibility

Access to a broad panel of lenders and products

Support and Reassurance

Helping you make informed decisions for the future

Service Areas

Lending can be scary, it can get confusing and it can be stressful. Our mortgage brokers bring a supportive and educational approach to your circumstances.

Buy / Invest

Seasoned investor or first time buyer? We collaborate closely with you to develop strategies that align with your aspirations.

Build

Off the plan? House and Land? Renovations? We will work closely with you to understand your timeframes and lending requirements.

Restructure

Is your current lending structure both effective and efficient? When was the last time you had a financial health check to see if everything is optimised for your success?

Meet Our Team

Matt Watts, Lead Mortgage Broker and Lending Specialist

With extensive experience in investment debt structuring and client relations, Matt is dedicated to finding the best mortgage solutions tailored to individual needs.

Client Success

"Matt makes lending easy to understand, which gave us the confidence to take action and invest. The entire process from our first chat through to implementation of our lending strategy has been amazing."

Brad H